Your 401(k) Simplified
Providing your employees with industry leading benefits should not be a privilege reserved only for the Fortune 500. Providing low-cost, high-quality benefits will not only help you attract and retain top talent, but will also assist your employees in taking the important step of investing in their futures. Our seamless integration with various benefits partners were designed with the small to mid-sized company in mind. The goal was to reduce the administrative burden while keeping conscious of total cost. Whether you have an existing benefits package or are starting fresh, a team of licensed advisors will lead you through the process of getting started, and will remain a valuable resource to you and your employees every step of the way.
Your 401(k) Features
Our 401(k) partners offer a full suite of diversified investment options suitable for the “hands-off” or the “do-it-yourself” investor. An added benefit of employee engagement through modern technology helps to keep employees informed, confident, and inspired. Strategic relationships with investment oversight organizations create peace-of-mind through an extra layer of professional monitoring of your investment options. To make the day-to-day management of your plan contributions simple and automated, our payroll platform facilitates a seamless data integration with numerous highly-rated, nationally recognized, 401(k) record keepers & third party administrators.
Payroll Deduction IRA Program
A payroll deduction Individual Retirement Account (IRA) is a simple and cost effective way for businesses to provide their employees with an opportunity to invest for their futures. Once the payroll deduction IRA is set up, the employees can choose whether or not to participate, how much they want deducted from their paychecks, and can choose their own investments. Under Federal law, individuals saving in a Traditional IRA may be able to receive some tax advantages on the money they contribute, and the earnings on the contributions are tax-deferred. For individuals saving in a Roth IRA, contributions are after-tax and the earnings are tax-free. Employers cannot provide matching contributions, however they also do not have hefty administration and testing fees nor record keeping requirements.
When organizations want to offer the best voluntary benefits to attract and retain the best employees, they need look no further